sapphire reserve vs amex platinum

Ultimate Rewards points earned with the Chase Sapphire Reserve card are worth 1.5 cents apiece when redeemed through Chase’s travel portal—50% more than points earned with the Amex Platinum Card. The best option depends on which other Chase or Amex cards you currently have in your wallet, and how the bonus categories on those other cards overlap with the Chase Sapphire Reserve and Amex Platinum. We’ve recently put together a list of cards that carry trip cancellation, interruption, and delay. Another area where Amex excels is by offering Gold elite status with both Marriott and Hilton to Platinum cardholders. Both of these cards get that done, but in very different ways. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Amex Membership Rewards vs Chase Ultimate Rewards: Which is the best? This gives you an absolute minimum redemption value of 1.5 cents per point and means you can book a seat on any flight that’s for sale, even if there isn’t award space available. The Chase Sapphire Reserve and the Amex Platinum can both fit in your wallet, as long as you take advantage of the credit cards' unique, valuable benefits. The content featured on UpgradedPoints.com has not been provided by the credit card companies mentioned. The Amex Platinum may cover the cost to return home or rejoin the trip if your trip is interrupted. The first is that Lyft purchases now earn 10 points per dollar spent when they’re charged to your Chase Sapphire Reserve card — this means that a $10 ride would earn  100 Ultimate Rewards points! Great suggestion and feedback for a future article but I probably won’t be doing that for this particular article. The Chase Sapphire Reserve card includes a $60 annual DoorDash statement credit, meaning that your first $60 in DoorDash purchases each calendar year are automatically reimbursed by Chase. Both cards are equally impressive premium travel rewards cards, so how do you decide? Each card offers tremendous value for the right frequent traveler. Winner: Amex Platinum, with the added 10x bonus categories that can help outsize your earning potential in the first six months. On the flip side, if you live in a smaller city or never order in food, you might find this credit to be entirely useless. For The Platinum Card, you can earn the Welcome Bonus after you spend after you spend $5,000 in purchases within your first six months. I always book hotels, cars and airlines directly though American, Enterprise / Avis and Hilton, never though Kayak or a third party. When it comes to ride-sharing, some people see the up to $200 annual Uber credit (broken into $15 a month with a $20 bonus in December) that comes with the Amex Platinum card as a like-cash credit. The Chase Sapphire Reserve and Amex Platinum are two of the most valuable rewards cards on the market, but they’re also two of the most expensive. Related: Is the Amex Platinum once again the king of travel rewards cards? The Chase Sapphire Reserve vs Amex Platinum. Based on this spending mix, you will have earned 32,000 Membership Rewards points with the Amex Platinum card and 36,000 Ultimate Rewards points with the Chase Sapphire Reserve card. This site does not include all credit card companies or all available credit card offers that are on the market. Both of these cards have offered a range of temporary benefits in 2020, but most of Chase’s benefits are now expired. Chase doesn’t currently offer any mid-range card to directly compete with the Amex Gold, so it’s possible this change is trying to create a one-stop-shop to woo over Amex customers who might have previously held both the Gold and Platinum. Which card do you recommend and would the Platinum card benefit me as I’m never on Delta Airline’s which I believe that I need to be to access that lounge? One key difference is that the Platinum Card earns points in the Amex Membership Rewards program, which has 19 airline transfer partners and three hotel transfer partners. The AMEX Platinum as of 01/01/20 offers trip cancellation/interruption and trip delay insurance. There is no clear winner or loser here as both cards offer tremendous value for the right frequent traveler. Both cards offer Executive status, not Executive Elite. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. Additional terms and conditions apply but the Chase Sapphire Reserve card offers the better coverage. Cardholders pay no foreign transaction fee, but there is a balance transfer fee of 5% of the amount of the transfer with a $5 minimum. Through the Lyft Pink membership, cardholders also have access to a complimentary Grubhub+/Seamless+ membership that offers free delivery ($12 minimum delivery) and special member-only Perks at nearly 200,000 restaurants. I also use that same one card for fuel, meals and personal purchases and pay the card off each month. You’re eligible to receive the bonus on the Chase Sapphire … For rates and fees of the Amex Platinum Card, click, A unique property amenity (such as a spa, or food and beverage credit) worth a minimum of $100, $100 room credit to spend on dining, spa, and resort activities, Emerald Club Executive Club status with National Car Rental, All other flights/travel earn 1 point per $1, 2 points per $1 all other hotels booked through Amex Travel, All other hotel purchases earn 1 point per $1, $5,000 in flights purchased from an airline, $3,000 in non-prepaid hotels purchased directly through a hotel’s website, Up to $200 statement credit for airline incidental fees, $25 per month credit towards Variis by Equinox on-demand fitness (through June 30, 2021), Up to $30 monthly PayPal statement credit through June 30, 2021, $300 statement credit for travel purchases each calendar year, $60 DoorDash statement credit for food delivery and DashPass subscription, $120 Peloton Digital and All Access Membership statement credit (through December 31, 2021), Enroll in complimentary Spot Club Platinum status at The Parking Spot for 2 years and receive 20% off of your first reservation and points for 1 free day of parking, Enroll to receive 10% back on Groupon deals every month for 12 months (up to $50), rewarded as Groupon Bucks, 4 service calls per year, maximum benefit $50 each call, Up to $500 for trip delays more than 6 hours, Up to $3,000 for carry-on, $2,000 for checked. Chase Sapphire Reserve cardholders receive similar benefits at Relais & Chateaux properties as well. I have the Amex Platinum already and am looking for an additional card with trip interruption, delay and baggage delay coverage that doesn’t cost as much as Sapphire Reserve. Redeem for 1 cent per point on Amex Travel, Redeem for 1.5 cents per point on Ultimate Rewards Travel Portal or, 21 airline/hotel partners, most with a 1:1 transfer ratio; a small fee applies to transfers, 13 airline/hotel partners, 1:1 transfer ratio, Statement credits, gift cards, Amazon, Uber, Ticketmaster, redeem with shopping partners, Statement credits, gift cards, Amazon, Apple, Chase experiences, That's $750 toward travel when you redeem through Chase Ultimate Rewards®, Terms Apply. If you'd like to add a comment to this article and share your valuable feedback and opinions, please click here to leave your comment. The Amex Platinum is widely considered to be the most comprehensive card when it comes to airport lounge access for good reason. The Amex Platinum Card clearly excels in providing airport lounge access and hotel program elite status. I’ve updated the post now so thank you for pointing that out! This gives you access to exclusive discounts and UberX VIP and Uber Black VIP rides. Also, don’t forget about the partners that are shared between Amex and Chase, including Singapore, British Airways, Virgin Atlantic and Air France-KLM. Value will vary based on the airline or hotel program. They both have rewards points, but you should know about their notable differences. The best card for you will depend on your spending mix and your travel benefit preferences. Hi Tony. Likewise, you’re automatically enrolled in Uber VIP when you add your Amex Platinum card to your Uber account. Christine, who lives in Northern Michigan, travels about 300,000 miles a year despite her remote location. With matching $550 annual fees (see Amex Platinum rates and fees), the math gets a bit easier, though the ways in which you recoup that value still differs heavily between the two cards. One possible workaround would be to apply for a different version of the Amex Platinum, such as The Business Platinum Card® from American Express, with its $595 annual fee (see rates and fees) so you can access many of the perks now while hoping for a higher targeted offer. Both the Chase Sapphire Reserve® card and The Platinum Card® from American Express are currently offering excellent welcome offers for new cardholders. Membership Rewards may be worth more when redeemed with the right airline transfer partner. I mostly fly Though CLT, and second would be ORD. Editorial Disclosure: The content featured on UpgradedPoints.com has not been provided by the credit card companies mentioned. In addition to elite status with Hilton Honors or Marriott Bonvoy, the Amex Platinum card also offers special benefits with American Express Fine Hotels and Resorts that include: Additional hotel benefits are available when booking a least a 2-night stay at The Hotel Collection: Chase partners with the Luxury Hotel and Resort Collection to offer these benefits when booking directly through the Luxury Hotel and Resort Collection at one of over 900 properties worldwide. When you select this option, you’re only paired with the highest-rated drivers in your city at no additional cost. Instead of offering bonus points, the Amex Platinum is focusing more on putting cash back in your wallet by offering opportunities to earn statement credits through the end of the year. A small correction: the free WiFi is only available on the Amex BUSINESS Platinum card. Note: Please see the tables above for the current fees and pricing information for these cards. But now, the Amex Platinum offers 12 months of complimentary access to Uber Eats Pass, valued at $10 per month, when you enroll by Dec. 31, 2021. For more information on our advertisers, see here. Here’s a comparison of lounge access between the 2 cards: Both cards provide complimentary access for the cardholder to all of the card’s associated lounges. All partner transfers occur at a 1:1 ratio and most of them are nearly instant. The card provides valuable no-stated-limit emergency transportation or evacuation benefits that can provide peace of mind when traveling. I have Amex Platinum, gold, and blue business plus to get 5X, 4X, 4X and 2X on everything else. Likewise, there’s a $60 DoorDash credit that can be used to cover food delivery from any DoorDash restaurant. Membership Rewards points can be redeemed for 1 cent per point towards travel with Amex Travel and Chase Ultimate Rewards points receive 1.5 cents per point when redeemed for travel on the Chase Ultimate Rewards travel portal. All Rights Reserved. She has over four million flown miles and elite status on all three major domestic carriers. The Chase Sapphire Reserve card has an annual fee of $550, and authorized users can be added for $75 each. However, Platinum Card is challenged in earning power by the Chase Sapphire Reservegiven you can earn more points in more ways with the Sapphire Reserve. You will find the following benefits offered on both the Amex Platinum card and the Chase Sapphire Reserve card: Both cards are designed for the frequent traveler but which card is best for you depends on which benefits you deem most important. The Amex Platinum card offers a 12-month complimentary Uber Eats Pass subscription featuring a 5% discount on orders over $15 and $0 delivery (enroll by December 31, 2021). Bottom Line: When we compare statement/shopping credits, the Amex Platinum card offers more total value. I’m talking, of course, about The Platinum Card® from American Express and the Chase Sapphire Reserve. Man lived at O’Hare for 3 months, claims he was scared of the coronavirus, Limited time: 100% bonus when you buy Hilton points, Pre-departure testing and self-isolation for arrivals: Everything you need to know about traveling to the UK, Blue Cash Preferred® Card from American Express, Eligible purchases at U.S. gas stations and U.S. supermarkets, on up to $15,000 in combined purchases, during the first six months of account opening, Airfare purchased directly with the airlines and airfare through Amex Travel (starting Jan. 1, 2021, earn 5x points on up to $500,000 on these purchases per calendar year), One credit every four years for Global Entry or even 4.5 years for TSA PreCheck. Chase Sapphire Reserve: Amex Platinum: Special Offer: Earn 50,000 points after spending $4,000 on purchases in the first 3 months Earn 75,000 Membership Rewards points after spending $5,000 in the first 6 months, plus 10X points on purchases at U.S. gas stations and U.S. supermarkets for first 6 months (on up to $15,000 combined) In addition, as an Amazon Associate we earn from qualifying purchases. Related: When to book through Amex Fine Hotels & Resorts vs. Chase Luxury Hotel and Resort Collection. Ultimate Rewards has a real edge for hotel bookings because of its partnership with Hyatt, where free nights start as low as 5,000 points per night. The personal version of the Amex Platinum doesn’t offer any sort of bonus or rebate for using your points to pay for flights through the Amex Travel portal, but The Business Platinum Card® from American Express and the American Express® Business Gold Card offer 35% (up to 500,000 points per calendar year) and 25% rebates (up to 250,000 points per calendar year), respectively. However, when you take into consideration the amazing value of the 10x bonus categories in the first six months, the Amex Platinum does pull ahead in the short term. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). We may receive compensation when you click on links to those products. The Chase Sapphire Preferred with a $95 annual fee. With the Chase Sapphire Reserve card, however, you’ll have the flexibility to make travel purchases from any provider. Whichever you choose, you’re likely to be pretty happy with your decision (as long as you don’t … Without this benefit, it’s not unheard of to see rates of $50 per person for a day pass or $700 for an annual membership. It seems like every airline, hotel chain and credit card issuer is issuing its own premium credit card, enticing customers with luxury travel perks paired with hefty annual fees. The Business Platinum Card® from American Express. It is unlikely that one card will work to maximize earnings on all of your spending categories and desired benefits. This is added to your Uber account as Uber Cash and can be used towards any Uber ride in the U.S. This calculation is based on the assumption that flights were qualifying purchases earning 5 points per dollar with the Amex Platinum card. If you frequently stay at hotels, you know the value of an upgraded hotel room, late check-out, complimentary breakfast, and many of the other perks that come with hotel program elite status. If you enjoy luxury travel benefits and spend a lot on flights and pre-paid hotels you will realize the most value with the Amex Platinum card. Having the ability to relax in the airport lounge, receive an upgraded hotel room, and earn travel rewards make the value of having such a card quite clear. Her expertise is traveling the world on a weekend with no pre-determined destination in mind, letting the cost of the airfare determine where she will go. For this reason, there is probably a separate corporate earning agreement. At no charge, to most lounges ( annual fee, ride-share benefits, etc talking, of,... Quite substantial the value of a premium travel Rewards credit card offers having elite! Also Diamond with Hilton and i typically like to subscribe to the Platinum Card® a!: we may receive compensation when you add your Amex Platinum card earns points the! An annual fee, ride-share benefits, etc is responsible for growing their mass appeal popular transfer options complimentary! 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Service that Lyft sells outright for $ 75 each trip is interrupted updated with current information and users... Mass appeal Preferred card both premium credit cards give Chase Sapphire Reserve and Amex Platinum.. Neither the Amex Platinum card offers that appear on the American Express Business Platinum card earns points the. Annual travel credit was an interesting deviation equally broad 3x dining bonus that... Flavors of American Express are currently offering excellent welcome offers for new cardholders, both cards offer value... Access, hotel elite status and evacuation with no stated limit but does not include all credit offers... The deal, the card also includes a free 1-year subscription to Pink! Benefits and elite status great point transfer options we are not financial advisors or any,. To do this, for example redeeming for travel, deliver good value for the 5x bonus,... Out ahead by offering complimentary elite status Citi bank Prestige CC because allowed!

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